Contractor Income Protection

No client pays you when you are off sick. Income protection pays contractors a tax-free monthly amount when illness or injury stops the day rate. Compare leading UK insurers.

Quick & Easy

No Obligation

Expert Brokers

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Quick & Easy

No Obligation

Expert Brokers

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Income Protection provides cover if you can't work due to accident or illness. It does not cover redundancy or unemployment.

Let's check your eligibility first*

You need to work 16 or more hours per week to qualify for Income Protection

Yes, I work 16+ hours per week

No, I work less than 16 hours

How It Works

Getting insurance quotes is simple. Here's how the process works.

Complete the Form

Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.

Receive a Callback

A specialist broker will call you back to discuss your requirements and answer any questions you may have.

Compare Your Options

The broker will present quotes from leading insurers so you can compare options and choose the cover that's right for you. There's no obligation to proceed.

33p

Per Day*

2 min

Quick Form

£0

Quote Cost

Obligation

Get a free quote and see how you could protect yours

Get Your Free Quote

Protection Built For Contracting

Cover that understands day rates, limited companies and gaps between contracts.

Replaces Your Day Rate When You're Ill

If illness or injury stops you working, the policy pays a tax-free monthly amount based on your contracting income — no employer sick pay required.

Limited Company And Umbrella Friendly

Insurers can assess salary plus dividends for limited company directors, or gross contract earnings for umbrella workers, so your real income is what gets protected.

Short Deferment Periods Available

With no sick pay to bridge the gap, contractors often choose cover that starts paying after just a few weeks of being unable to work.