NHS Income Protection

NHS sick pay reduces the longer you are off work. Income protection tops it up with a tax-free monthly amount. Compare quotes from leading UK insurers.

Quick & Easy

No Obligation

Expert Brokers

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Quick & Easy

No Obligation

Expert Brokers

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Income Protection provides cover if you can't work due to accident or illness. It does not cover redundancy or unemployment.

Let's check your eligibility first*

You need to work 16 or more hours per week to qualify for Income Protection

Yes, I work 16+ hours per week

No, I work less than 16 hours

How It Works

Getting insurance quotes is simple. Here's how the process works.

Complete the Form

Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.

Receive a Callback

A specialist broker will call you back to discuss your requirements and answer any questions you may have.

Compare Your Options

The broker will present quotes from leading insurers so you can compare options and choose the cover that's right for you. There's no obligation to proceed.

33p

Per Day*

2 min

Quick Form

£0

Quote Cost

Obligation

Get a free quote and see how you could protect yours

Get Your Free Quote

Cover Built Around NHS Sick Pay

Time your policy to start exactly when your NHS sick pay steps down.

Matches The NHS Sick Pay Scale

NHS occupational sick pay typically steps down from full pay to half pay and then ends, with the length depending on your service. A deferment period can be set so your policy starts paying just as your sick pay reduces.

For Every NHS Role

Nurses, midwives, paramedics, healthcare assistants, porters and admin staff can all be covered — including bank and agency workers who often have little or no sick pay between shifts.

Covers The Conditions That Matter

Stress, burnout and musculoskeletal injuries are among the most common reasons NHS staff are off work long-term — and they are exactly what income protection is designed to cover.