Loss Of Earnings Insurance

If accident or illness stops you working, loss of earnings insurance replaces a portion of your monthly income — typically up to 70% of your salary — paid as a tax-free benefit until you can return to work.

Quick & Easy

No Obligation

Expert Brokers

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Quick & Easy

No Obligation

Expert Brokers

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Income Protection provides cover if you can't work due to accident or illness. It does not cover redundancy or unemployment.

Let's check your eligibility first*

You need to work 16 or more hours per week to qualify for Income Protection

Yes, I work 16+ hours per week

No, I work less than 16 hours

How It Works

Getting insurance quotes is simple. Here's how the process works.

Complete the Form

Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.

Receive a Callback

A specialist broker will call you back to discuss your requirements and answer any questions you may have.

Compare Your Options

The broker will present quotes from leading insurers so you can compare options and choose the cover that's right for you. There's no obligation to proceed.

33p

Per Day*

2 min

Quick Form

£0

Quote Cost

Obligation

Get a free quote and see how you could protect yours

Get Your Free Quote

What Loss Of Earnings Insurance Covers

Replace your income when you can't work due to illness or accident.

Replaces Lost Income

Pays a tax-free monthly amount to replace earnings you can't make if illness or injury stops you working. Typically up to 70% of your gross salary, paid directly into your bank account each month.

Pays Until You Recover

The monthly benefit continues for as long as you're unable to work — until you recover and return to your job, the policy ends, or you reach the policy's end age. Long-term protection for serious illness or injury.

Income Replacement, Not Job Loss

Loss of earnings cover is designed to replace income lost through illness or accident — not redundancy or unemployment. Compare policies from our panel to find cover that matches your circumstances.